Why planning an LPA matters
Two different types explained
We help you understand which decisions belong in financial or welfare authority.
Trusted people chosen carefully
Attorneys and replacements can be considered in light of trust, ability and availability.
Clear instructions from the start
Preferences can be recorded so important decisions are not left to guesswork.
Choosing who could act for you
Planning for loss of capacity is never a light subject, but it is easier to deal with when you can still choose who should act for you. A lasting power of attorney allows trusted people to step in if you need help later. We explain the two forms clearly: property and financial affairs, and health and welfare. We also talk through who should act as your attorneys, who could replace them if needed, and whether more than one person should act jointly, separately or in a mix of both. With Virgo Wills and Estate Planning Limited, you can discuss these decisions remotely and record instructions or preferences in plain terms.
Registration and the difference from a will
An LPA must be completed correctly and registered before it can be used, so timing matters. We set out the different circumstances in which financial authority and welfare authority may operate, and why that is separate from what a will does after death. If you bring your questions to Virgo Wills and Estate Planning Limited, we can help you plan ahead with less uncertainty, so the people you trust have clear authority if managing money, property or care decisions becomes difficult later on.
Frequently asked questions
Do I need both types of lasting power of attorney?
Many people choose both, because property and financial affairs and health and welfare cover different decisions. The right choice depends on your circumstances, but we explain what each document does so you can decide whether one or both are appropriate.
When can my attorney start acting for me?
A property and financial affairs LPA may allow attorneys to act once it has been registered, depending on how it is written. A health and welfare LPA is used only when you cannot make that decision yourself. We explain these differences before the forms are finalised.
Why is an LPA useful if I already have a will?
A will only takes effect after death. An LPA is for your lifetime and allows trusted people to act if you lose capacity or need support. The two documents deal with different stages, so having one does not remove the need to think about the other.